651-506-7780Call or file online — direct claim lines for every major carrier are below.
Say "hail damage to my vehicle" — it goes under your comprehensive coverage.
Text us the claim number — we handle everything from there.
Repairs are scheduled in the order claims are approved — filing today holds your place in line.
That's all they'll ask for. No photos or repair estimates needed to open the claim — we submit the full documentation after.
It's on your insurance card or in your carrier's app. Your name and date of birth usually work too.
June 19, 2026
This is your "date of loss."
Where the vehicle was when the hail hit — usually just your home address.
"I'm filing a claim for hail damage to my vehicle." That's it — hail goes under your comprehensive coverage.
Tap to call, or file in their app if that's easier — both work the same. One rule: get your claim number before you hang up.
Hail is typically a comprehensive claim — not an at-fault accident on your driving record. Worried about your rate anyway? Straight answers just below.
Deductible assistance — up to $1,000 is available for the first 200 eligible storm customers, in the order claims come in. Filing today protects your spot — we confirm your eligibility when you text us your claim number.
Claims line is 24/7. The State Farm app or statefarm.com is usually the fastest way to file.
Call 800-732-5246File online →Shortcut: text STORM to 26326 and their claims team opens it by text. Phone line is 24/7.
Call 800-692-6326File online →File in the Progressive app or online and your claim number shows on screen right away. Phone is 24/7.
Call 800-776-4737File online →File by phone 24/7, or through the Allstate app / My Account online.
Call 800-255-7828File online →Auto-Owners routes claims through your local agent — call them first on weekdays. Nights and weekends, use this line.
Call 888-252-4626File online →Different insurance company? Text us the name and we'll send you their direct claims number within a few minutes.
Text 651-506-7780 →No promises, no scare tactics — just how it actually works.
The storm already moved the market. After hail this size, carriers adjust rates across the whole metro at renewal — for everyone, filed or not. Skipping your claim doesn't protect your premium. It just leaves your damage unrepaired.
A hail claim is not an at-fault accident. It goes through your comprehensive coverage — a weather event on your policy, not a crash on your driving record.
Don't take our word for it. Minnesota's surcharge disclosure law (Statute 65B.133) means your insurer must spell out exactly what triggers a surcharge — ask them how a comprehensive claim is treated under your plan.
"Living with it" has a price tag. Unrepaired hail follows the car — at trade-in or sale it often costs more than the repair would have. And the repair is exactly what your premiums have been paying for.
Still weighing it? Call or text 651-506-7780 and we'll walk through your exact situation — no pressure.
Text it to us — or just reply to your rep's last message — and we take it from there. Nothing else for you to do.
Text Us Your Claim NumberOpens your messages · 651-506-7780
Need to loop in your spouse? Share this page →You keep driving your vehicle the whole time. We only bring it in once everything is approved and scheduled.
Your Light Booth estimate is converted into insurance-ready format with full photo documentation and sent to your carrier.
Our team coordinates directly with your adjuster and manages any supplements. Approvals typically take one to two weeks.
Once approved, we schedule your drop-off. Qualifying PDR repairs are completed in 48 hours, backed by a lifetime workmanship warranty.
Hail is typically a comprehensive claim — a weather event, not an at-fault collision. Your carrier can confirm exactly how your policy handles it.
The shop choice is yours. You always have the legal right to choose your repair facility, whatever network your insurer mentions.
Filing doesn't commit you to anything. Repairs only happen after your insurer approves and you authorize the work.
345 Atwater St W, Saint Paul, MN 55117
Call or text: 651-506-7780Lifetime warranty on every repair · Serving the Twin Cities since 2022
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